If you are new to borrowing or are trying to repair your credit, it is important to know your way around your annual
credit report. Diane Moogalian has some great information about how to decipher your credit report in her Equifax Finance Blog article, “
Building a Strong Credit Report from the Beginning.”
Regardless of which credit agency’s report you are looking over for the first time, the same categories are present in the reports of Equifax, Experian and TransUnion. These categories are identifying information, trade lines, inquiry information and public record information. Continue reading