Model Homes Now Open at James Island’s Freeman’s Point

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Lowcountry home at Freeman's Point on James Island smallFully decorated model homes are now open for touring at James Island’s premier waterfront community, Freeman’s Point.

For water enthusiasts, this coastal community has it all: a community dock and fishing pier on Seaside Creek, swimming and sunbathing in the 1,000-foot waterfront park that is accessible to all homeowners and much more. Other resort style amenities include a neighborhood trail system with resting benches, a swimming pool, pavilion, fireside lounge, gazebo, children’s playground, picnic area and more.

Freeman’s Point is conveniently located minutes from historic downtown Charleston and Folly Beach, and it’s close to top-rated private and public schools, great shopping, waterfront dining destinations and recreation opportunities, like the 11-acre Westchester Playground with a softball field and playground. The community is also a quick boat ride to Morris Island and close to Kiawah Island.

lifestyle at Freeman's Point on James IslandThe homes at Freeman’s Point are functional, energy-efficient and low maintenance with modern floor plans, features and finishes. In addition, the homes are built with the highest quality materials and methods by top home builders FrontDoor Communities and Ashton Woods Homes. Homes are priced from the $300,000s through the $800,000s and offer up to four bedrooms and four-and-a-half baths with 1,890 to 2,880 square feet of living space. Homes feature main level or upper level owner’s suites depending on the floor plan selected, wrap-around and double front porches, drive-under garages and all of the upscale finishes and conveniences buyers would expect in a new, seaside home.

Tour the beautifully decorated model homes and see what makes this community so special. Learn more about the Freeman’s Point homes by FrontDoor Communities by calling Julie Gustavson and Danielle Edmiston at 843-406-6636, or check and follow the FrontDoor Communities’ Facebook page for regular updates. To learn more about the Ashton Woods Homes at Freeman’s Point, contact David Dix and Tara Selbo at 843-795-1440. For more information about Freeman’s Point, visit www.FreemansPoint.com.

Enjoy $10,000 in Design Extras from John Wieland Homes and Neighborhoods

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Design ExtrasThere has never been a better time to purchase a John Wieland home in BridgeMill, McCullough, Olmsted and Rose Hill. Now for a limited time, buyers of select homes will receive $10,000 in designer extras from John Wieland Homes and Neighborhoods.*

BridgeMill in convenient Fort Mill is priced from the $300,000s to $600,000s. The neighborhood’s distinctive and diverse collection of new homes features flexible floorplans, refined architecture and luxurious interior designs. Its spectacular array of amenities offers something sure to delight every age and interest. Residents enjoy a 7,000 square foot clubhouse with fitness center, recreation room, gathering rooms and caterer’s kitchen; a competition pool with lap lanes, waterslide, zero entry wading area and water play features; three lighted tennis courts; a basketball court; a sand volleyball court; a private three-and-a-half acre lake with walking trail; a neighborhood park with playground and outdoor entertaining area with gazebo and fireplace; and the new Summer Club with second swimming pool, playground and pavilion. Additionally, BridgeMill’s Chesapeake Designer Model was named a 2015 Aurora Award Winner Best of State by the Southeast Builders Conference.

Priced from the low $300,000s to $400,000s, the neighborhood of McCullough offers club living in charming Pineville. McCullough’s historically inspired architecture blends with innovative interior designs from the John Wieland Homes and Neighborhoods Signature Portfolio. More than 80 acres of parks; sweeping greens; an aquatic park with sparkling pool and club pavilion; children’s playground with Kenny’s Street Park; and resident’s club with fitness center, event space and lighted tennis courts coming soon make it easy to find the perfect place to connect, play or just relax. Plus, the neighborhood is just minutes from Ballantyne and Uptown.

Olmsted is picturesque wooded setting with club amenities in Huntersville. Priced from the high $300,000s to $600,000s, homes combine classic exterior styling with innovative interior designs from the Signature Portfolio. This one-of-a-kind destination is distinguished by its thoughtful master plan encompassing acres of parks and green space and an 11-acre lake. Residents also benefit from a pool with waterslide, children’s playground and, coming soon, lighted tennis courts.

Rose Hill in prestigious Weddington is priced from the high $600,000s. Luxurious estate homes on spacious homesites feature rich architectural detailing and well-appointed interior plans. Surrounded by green spaces and a neighborhood pond, Rose Hill is conveniently situated just five minutes from I-485 and less than one mile from the 265-acre Colonel Frances Beatty Park with tennis, basketball, kayaking, trails and more.

Take advantage of the Designer Extras promotion today, and personalize a home with help of a dedicated design consultant at the New Home Design Studio. Plus, every new home is protected by the Wieland 5 Year – 20 Year Warranty. For more information, visit www.JWHomes.com.

*Offer valid only on new John Wieland market home purchases in BridgeMill, McCullough, Olmsted and Rose Hill contracted by October 31, 2015 and closed by November 15, 2015. Offer not valid on pre-sale contracts. Offer must be presented prior to writing a purchase agreement to qualify. May not be combined with any other offer or discount. See Licensed Sales Professional for details. Subject to changes, errors and omissions.

Carolina Park Hosts Back-to-School Party

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Residents at the Carolina Park pool partyCarolina Park helped its residents celebrate the start of a new school year as more than 300 residents attended a “Welcome Back to School” pool party last Thursday. While going back to school and the realization that summer break is over can be bittersweet, FrontDoor Communities, along with Carolina Park, celebrates this exciting time of new beginnings.

The master-planned community hosted the event, which brought parents and children together at the Residents Club’s junior Olympic-sized pool with kid-friendly water features and waterfalls, to celebrate the end of summer break. Carolina Park also provided food that included pizza and salad with King of Pops for dessert.

Carolina Park offers its residents an awesome, interactive lifestyle where recreation, shopping, education and gracious living all exist in a unique, park-like setting. Now is your opportunity to become part of this 1,700-acre master-planned, family-style community as it continues to grow, as a number of new homes are being built that will make up the Riverside section. FrontDoor Communities offers eight unique floor plans featuring the classic styling of traditional Lowcountry homes. Priced from the $400,000s, these homes include three or four bedrooms and start from 2,016 square feet in size.

Carolina Park swimming pool partyThere are so many things that make Carolina Park stand out, including the fantastic amenities. For starters, the Residents Club and junior Olympic-sized pool are the perfect place to relax during the warm summer months. Residents also have access to a 54-acre park facility that includes four multi-purpose fields. With a future phase at Carolina Park, there are plans to build a Town Center that will include boutique shops, dining and services literally at your door step. Other amenities that will soon be added include an open-air pavilion with outdoor kitchen, tennis courts, picnic areas and more.

Located in Mt. Pleasant off of Highway 17 near Highway 41 and Interstate 526, Carolina Park is just minutes from beaches, marinas and waterfront activities.

Residents at Carolina Park also will get to attend the best of Mount Pleasant’s schools and have the close convenience to even walk or ride their bikes to school. Students will attend Laurel Hill Primary, Charles Pinckney Elementary, Thomas C. Cario Middle and Wando High.

Carolina Park is more than Mount Pleasant’s newest and most dynamic community; it’s the ideal place for you to call home. For more information about Carolina Park, visit www.FDCCharleston.com/CarolinaPark.

FrontDoor Communities builds high-end, new home communities in the Charleston area, Atlanta, and Naples, Florida. For more information about FrontDoor Communities, visit www.FrontDoorCommunities.com.

 

John Wieland Homes and Neighborhoods Offering Luxury Townhomes on Daniel Island

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Bridgeport townhomeDiscover luxury at its best with a Daniel Island address from John Wieland Homes and Neighborhoods. Priced from the $600,000s, the new Bridgeport townhome plan at Smythe Park is now available and provides the perfect combination of sophistication and easy, low maintenance living.

The Bridgeport is a three-story, elevator-ready townhome with three bedrooms, three-and-a-half baths, a two-car garage and 3,050-plus square feet. Priced at $649,900, homesite #5 is a move-in ready end unit. The townhome includes a cook’s kitchen with keeping room opening to a large deck, a spacious great room with fireplace surrounded by custom built-ins and a separate dining room. The owner’s suite features a spa-like bath with soaking tub, dual vanities and walk-in closet. The third floor includes an additional bedroom with full bath, bonus room and access to the private sky terrace with spectacular views of the island and marshes.

In addition to this move-in ready townhome, three more are under construction. Each can be personalized at John Wieland Homes and Neighborhoods’ exclusive New Home Design Studio, where there is a refined selection of today’s finest features and finishes. Plus, every new home is protected by the Wieland 5 Year – 20 Year Warranty.

Just minutes from Downtown Charleston, Daniel Island is nestled between the Cooper and Wando Rivers. This one-of-a-kind destination is a thriving island town with boutiques, shops, more than a dozen restaurants and resort-style amenities including golf, swim, tennis, parks, walking trails and 23 miles of rivers and creeks.

To learn more about the Bridgeport and to schedule a tour, call 843-971-7100. See more details at www.jwhomes.com/danielisland.

Loans for Home Renovation: Do or Don’t?

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Hammer on Stack of MoneyMany homeowners that need to complete a home renovation debate taking out a loan or using their savings to cover renovation expenses. Two popular options for those not wanting to tap into their savings are a home equity loan or a home equity line of credit (HELOC).

What’s the difference? A home equity loan is similar to a mortgage in that you are given a specific amount that you must repay over time in fixed monthly payments. A HELOC is a line of credit that you can use when needed as long as you don’t exceed the credit limit. There are monthly payments with a HELOC, but you may be able to make interest-only payments for a period of time.

A home equity loan or HELOC can be a good route for some people, but first you should ask yourself the following five questions that the finance experts at Equifax discuss in the recent article, “Paying for Home Renovations: Tapping Home Equity vs. Using Savings,” to find out if you are in a situation where taking out a home equity loan or a HELOC would be a smart financial move for you.

  1. How much debt do you already have?

If you already have a great deal of debt, especially debt that has a high interest rate, you should evaluate whether you can take on any additional debt at this time.

  1. How much equity do you have in your home?

If you have less than 20 percent equity in your home, it might not be a great idea to borrow against it for three reasons. First, if you are paying private mortgage insurance, it is good to eliminate that payment first. Second, many lenders want you to have some stake in your home and will not let you borrow if you have less than 20 percent equity in your home. Third, you could potentially lose a significant amount of money if you put yourself in a financially unstable situation and your home value drops.

  1. How much are you thinking about borrowing?

Getting a home equity loan is similar to getting a mortgage and involves similar start-up costs such as an appraisal, an application fee and closing costs. Be prepared to pay these costs and also be aware that home equity loans can carry adjustable rates and your monthly payments could go up over time.

  1. How much cash do you have?

If you don’t have enough in savings and do have a significant amount of equity in your home, a loan or HELOC would be a good option for you, especially since interest rates are so low right now. If you have a lot of cash in savings, it is probably not worth borrowing money that you will have to pay back with interest, unless the home renovation would eat up all of your savings and leave you with no emergency funds.

  1. How long do you plan to stay in the house?

Keep in mind, if you are doing a home renovation with the intent of selling before you have a chance to pay off the loan, you should consider having another means of paying off the loan. This is because when you choose to tap into your home equity, you are using your home as collateral, and if you sell your home, that collateral disappears.

In the end, whether you decide to use savings or borrow money with an equity loan or HELOC for your home renovation, keep your return on investment in mind and make sure the investment is worthwhile.

For more tips, visit the Equifax Personal Finance blog.