Category Archives: Homebuyer Incentives

Stake Your Claim for Your Dream Home at Woodcreek Crossing

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Essex Homes Stake Your Claim Just like in the old Wild West, it’s time to claim your land for your new home! On Saturday, April 25, Essex Homes is hosting a Stake Your Claim event, where home buyers are invited to “stake their claim” on a gorgeous piece of land at Woodcreek Crossing located in Elgin, South Carolina from noon to 5 p.m.

During this event, the community’s sales team will be on-hand to answer any questions buyers may have about the community and to show them the different home sites that are available. The team will also sign future homeowners up for short-term site reservations or help with presales.

Not only will home buyers be able to claim their land at this event, but they will also be able to take advantage of a buyer’s incentive of up to $10,000 in designer options* on new homes that are purchased by April 30, 2015. Now is the perfect time to move into your new home this spring in one of Richland County’s most sought-after communities.

Woodcreek Crossing is located within the Woodcreek Farms master-planned community, and it offers single-family homes priced from the low $300,000s. Residents in this golf course community can relax with picturesque views of the lakes and a 100-acre nature preserve. Families will love taking their kids to the parks and trails where they can bike, run or walk.

The country club boasts many amenities homeowners will enjoy year-round with different events and gatherings for members, fine dining, six tennis courts, a swimming pool and an 18-hole Tom Fazio golf course complete with a driving range, a pro-shop and a bar and grill.

Additionally, Woodcreek Crossing is just a short drive from wonderful restaurants, award-winning schools, grocery stores and shopping at the upscale boutique shops of the Villages of Sandhills.

Hurry though, only a limited number of tickets are available for the Stake Your Claim event! Don’t miss this wonderful opportunity to reserve the perfect home site for your dream home at Woodcreek Crossing. Register today to reserve your spot by calling 844-456-2020 or emailing hjones@essexhomes.net.

For more information about Woodcreek Crossing, and other communities from Essex Homes, visit www.essexhomes.net.

*The $10,000 incentive is not available in combination with other offers, incentives or discounts. Certain conditions and restrictions apply. Prices, rates and terms are subject to change without notice. See the Woodcreek Crossing Community Sales Manager for details

Double Your Tax Return with Essex Homes

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Essex Tax Promotion Every year, people dread a five letter word – taxes. For many, filing taxes is an unwanted chore that often results in frustration over the amount received from tax refunds. This year, if you are looking to purchase a home in Columbia, South Carolina, you have the opportunity to double your tax return up to $5,000* with the purchase of a new home from Essex Homes.

“Paying taxes and filing your tax return is no fun. Our Essex Homes tax promotion makes it a more rewarding experience,” explained Mike Cancilla, division manager with Essex Homes. “Stop by any of our communities today and find out how you can take advantage of this offer and be in a new home this spring.”

To take advantage of this great opportunity, buyers must provide a copy of their 2014 tax return and sign a contract on a new Essex home by April 30, 2015. Essex Homes has a plethora of newly built homes in more than 25 communities around Columbia. With a variety of different floor plans to choose from, families will be able to choose a home and prices ranging from the low $100,000s to the $500,00s, buyers can select a home that will meet their unique criteria.

Each beautiful Essex home has been carefully completed by the builder’s award-winning design team. In addition, the builder makes buying a home easy, and it will allow buyers to be involved in the entire building process.

With so many options to choose from, make your tax refund twice as nice in 2015 when you purchase your dream home with Essex Homes.

For more information on Essex Homes tax incentive, call 844-456-202 or click here.

*Double your tax refund up to $5,000 by providing a copy of your tax return at time of contract.  Total incentive cannot exceed $5,000 and cannot be used in combination with other offers, incentives or discounts. Certain conditions and restrictions apply. Offer valid only on new homes in the Columbia, SC market. Purchase agreements must be written by 4/30/15. Prices, rates and terms subject to change without notice. See your Community Sales Manager for details.

Learn to Dispute Charges on Your Credit Report for After Shopping Season

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Check credit after holiday shoppingAfter all is said and done with holiday shopping, even if you were very careful with credit card usage, staying close to budget and being a responsible borrower, there is still a chance for errors to end up on your credit report. Some of this may be errors, or it could be fraud, and it is important to know how to report and resolve the issue. The credit and finance experts at Equifax share information about what to do when you find errors on your credit report, after the holidays or otherwise, in the new article, “

How Do I Dispute Information on My Credit Report?”

First, you want to carefully look over your credit report for all activity. If you spot something off, you need to dispute it with the credit reporting agency right away. The dispute is free of charge, and depending on the agency, you may have to call or send in the dispute by mail. Equifax offers free and easy online disputes. If you send in a dispute and it is resolved, the one credit reporting agency will notify the other two agencies of the corrected information. If you want to have the most up to date information though, in the case of needing to have a spotless report for an application for a mortgage in Atlanta or the like, you should contact each agency independently and immediately.

After you report your dispute, the credit agencies are legally required to investigate within 30 to 45 days, and before the time has elapsed, the credit agency will inform you of their findings. From there, the disputed item will either be removed or the reporting agency will explain that the findings of their investigation lead them to keep it on.

Even if the disputed item wasn’t removed, you should keep a close eye on your credit report going forward and dispute as necessary. If you are concerned about activity on your credit file (due to identity theft or potential identity theft), you may want to sign up for a credit monitoring service like the Equifax Complete plan.

For more information about protecting your credit score and more

personal finance advice, check the Equifax Finance Blog.

Things to Remember when buying a Carolina home in the Offseason

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Buy Carolina Real Estate on offseasonNow that summer has passed and we’re in full swing for fall with the holidays fast approaching, we have passed what is traditionally known as the “homebuying season” – where most buyers are on the hunt, generally in summer, when it’s nicest outside and a move can be done without interrupting the school year. Still, there are plenty of homes being listed and cold weather is not stopping buyers from getting in on the hunt. If you are interested in buying during the offseason, you should check out the tips in the new Equifax article, “

Six Things to Remember When Buying a Home in the Offseason.”

For instance, it’s important for buyers to recognize that very few homes that are on market now are long term listings. There were many homes listed in late spring and midsummer, so there is selection as well as great deals out there. In addition, there are fewer buyers to compete with as many are stuck to the on-season mindset, decided they aren’t going to find the property they are looking for until next year, or are unwilling to move their children mid-school year. With a lesser field, sellers are sometimes more eager to negotiate, as they are getting less foot-traffic and trying to sell their home before the holiday season when buyers reach an annual low as they are focused on spending time with friends and family.

There are more great tips in the full article and while you are there, you can explore a wealth of money management tips on budgets,

credit reports and more!

When Is the Best Time to Buy a Home?

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Real estate tips from Equifax

Real estate tips from Equifax

With all the excitement around markets picking up and mortgage rates edging back up, you may be one of the many considering whether or not now is the time to leap into the market to find your new home.

But is now the time? A recent webinar, ”

Is Now the Time to Buy a Home?” hosted by Equifax and presented by real estate pros Steve Cook, former vice president of public affairs for the National Association of Realtors and Equifax Chief Economist Amy Crews Cutts, addressed that very question. The debate is a classic question, but the bottom line is: real estate can be a worthwhile investment, provided you make smart decisions throughout the process.

The webinar discussed these further, suggesting listeners take the necessary steps to get the best possible investment. For example, despite low rates that are slowly rising, it can be hard for some to qualify for and get a mortgage. Getting a mortgage today is just as hard as it was a few years ago, and only 60 percent of those who apply for a mortgage are able to secure financing. Prepare for the mortgage application process in advance by getting your free credit reports, working to raise your score over the months prior to your home search and working on increasing your savings so you have as much as possible to put down and are in the best financial standing possible.

To learn more about market trends, growing your

credit ratings and more need-to-know facts about personal finance, check the Equifax Finance Blog!